Zero Fee. More for Your Family.

Campaign Period: November 1, 2025 – December 31, 2025

Participating Locations: All Ria-KYODAI Japan outlets and official digital platforms (KyodaiApp / Website)

Terms & Conditions

1. Eligibility

This campaign is open to all Ria-KYODAI Japan customers, including both new and existing customers.

• New customers: Individuals who register a new Ria Kyodai Japan account and send a remittance during the campaign period.
• Existing customers: Individuals who already have a Ria Kyodai Japan account and send a remittance to the Philippines during the campaign period.

Recipients must have a valid GCash e-wallet account in the Philippines to receive the remittance.

2. Campaign Offer

Ria-KYODAI Japan will waive all remittance fees for GCash transactions during the campaign period.

The zero-fee offer applies only to transactions sent to GCash. Remittances sent to other channels (bank account, cash pick-up, or other e-wallets) are not eligible.

3. Transaction Limits

The zero-fee offer applies only to GCash remittances per eligible customer.

Ria Kyodai Japan reserves the right to set maximum limits per transaction or per customer for operational or regulatory compliance.

4. How to Participate

In-store:

• New customers: Complete account registration and send your remittance to GCash.
• Existing customers: Send a remittance to GCash.
• The fee will automatically be waived.

Online / App:

• New customers: Register an account, select E-wallet (Payment mode), PHP (Currency), GCash (E-Wallet), and enter the recipient’s cellphone number (including +63), then complete the remittance.
• Existing customers: Log in, select your beneficiary as the recipient, and send the remittance.

5. Important Notes

This campaign cannot be combined with other offers, discounts, or promotions, unless explicitly stated by Ria-KYODAI Japan.

Only GCash remittances per eligible customer are eligible for zero fees.

Any transaction returned, canceled, or reversed will not be eligible for zero fees.

Ria Kyodai Japan reserves the right to verify customer eligibility.

6. Disclaimers

Ria Kyodai Japan is not responsible for GCash system delays, downtime, or errors in the recipient’s account.

Any fraudulent or suspicious activity will result in immediate disqualification from the campaign.

Ria Kyodai Japan reserves the right to modify or terminate the campaign at any time without prior notice.

7. Customer Support

For inquiries regarding the campaign, transaction status, or eligibility, customers may contact Ria-KYODAI Japan Customer Care via:

• Phone: 0120-694-044
• Email: info@kyodai.co.jp
• Website: https://kyodairemittance.com/

8. Governing Law

The campaign and these Terms & Conditions are governed by Japanese law.

Any disputes arising from the campaign will be subject to the exclusive jurisdiction of Japanese courts.