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KYODAI Bank has Arrived

KYODAI Bank - Account Services Now Available!

Convenient and Secure Banking for Foreign Residents in Japan


Experience a new level of convenience with KYODAI Bank — designed especially for foreign residents in Japan.
Open your bank account easily using just your smartphone — no branch visit required!

Why Choose KYODAI Bank?

  • Easy Account Opening via App

Open your account anytime, anywhere; no need to visit a branch.
This special account is available for foreign nationals, including technical intern trainees, specified skilled workers, and participants in the Development Employment Program.
Fast, simple, and stress-free!

  • No Fees

Enjoy no registration fee and no account maintenance fee — keep your money safe and secure.

  • Free ATM Withdrawals (Up to 3 times/month)

Withdraw cash up to three times per month for free at partner ATMs nationwide:
Seven Bank, Lawson Bank, Japan Post Bank, E-net (FamilyMart and others), and Kiraboshi Bank.

  • Free Transfers (Up to 5 times/month)

Send money domestically without fees — up to five times every month.

  • Referral Program – Earn Rewards!

Invite your friends and family to open a KYODAI Bank account using your referral ID.
Both of you will receive rewards!

  • Referrer: ¥1,000
  • Referred person: ¥500

More Benefits Just for You

  • Free, Exclusive Design Cash Card

Apply easily through the app and receive your original design cash card — with no issuance fee.
Withdraw cash conveniently at partner ATMs across Japan.

  • Affordable & Hassle-Free International Transfers

Send money to your loved ones overseas directly from your smartphone —
fast, easy, and cost-effective!

  • Smartphone ATM Access
No card? No problem!
Deposit or withdraw cash at Seven Bank and Lawson Bank ATMs using only your smartphone.

 

How to Open Your KYODAI Bank Account?

1.    Register for international remittance through the KYODAIApp 

2.    Log in and select “Open Bank Account” on the home screen

Manuals are available in multiple languages.

Notes:
* “KYODAI Bank” is a registered trademark of Unidos Co., Ltd. Deposit account services are provided by UI Bank Co., Ltd.
* This service is operated by Unidos Co., Ltd. as a financial services intermediary in partnership with
UI Bank Co., Ltd.